How to Find an Emergency Room for Babies Near Me

How to Find an Emergency Room for Babies Near Me

Babies are so delicate to a point they can’t talk or communicate when they are hurting. However, some cases are outright severe and require immediate medical attention. If your baby shows the following signs dial the emergency number immediately.

Signs of an Emergency

Injury to the head
If the baby has stopped breathing or is having difficulty breathing
If the baby is suffering from a seizure that prolongs to beyond 3 minutes
If the baby is bleeding profusely
If the baby is suffering from possible poisoning
If the baby is choking even after administering first aid.
If the baby shows any signs of broken bones or unclear swelling
If the baby has a high fever with less than 2 months old

Any sign that shows that the baby needs urgent medical attention or a life-threatening signal you should call for an ambulance.

Call For Immediate Help

The helpline 911 is always free of charge used to cater for emergency services. Once you see your baby struggling with the above signs, dial 911. The respondent will ask for your location in order to bring an ambulance right to your doorstep and service the delivery of your baby to the nearest emergency room near you. Calling an ambulance gives you and your baby a priority on the road paving way for faster medical service rather than taking the baby to the emergency room yourself.

Talk To Your Family Doctor

Normally, doctors have professional networks with other doctors working even in emergency rooms. Generally, a doctor will help you trace the best emergency rooms owing to the fact that they are familiar with such environments. Not only will your doctor recommend an emergency room but also one that has a pediatric staff to suit the needs of your baby. Moreover, apart from providing exact locations of the emergency room they will provide you with useful information about the emergency room.

Go Online

Thanks to Google and some other search engines, you can locate places with ease. Finding an emergency room should therefore not be a huge task. However, choosing the best from the results may turn tricky. Once you have listed down your preferred choices, click on their web addresses to surf to the emergency rooms’ websites. You should be able to see the services they offer, equipment, the expertise of their doctors and surgeons, and also the reviews. Reviews are normally left by previous clients who would want to air their views about the experience they got at the emergency services. The better the reviews the better the emergency room.

Take A Drive Around The Neighborhood

Taking a driver around the neighbourhood will expose you to the institutions and services near you. Walking by and talking to people while enquiring for the best emergency rooms around you could be useful. However, this can only be taken as a planning stage where you are not in a rush to take your baby to the emergency room. Critical conditions cannot wait for you to drive while enquiring.

Search Tools

Websites such as the NHS choices have been created to serve client needs. Such tools were created to improve the general health care services of American citizens. They provide the necessary information and exact location of the emergency rooms at no fee. If you are near a neighbourhood and don’t feel like engaging strangers in your search, for an emergency room then these kinds of sites are the best tools for you.

Talk To Family and Friends

Many find help through referrals. Feel free to talk to your friends and family about your need to find an emergency room near you for your baby. Get a couple of recommendations and settle on the one you feel is most appropriate. On a positive note, opening up helps one realize they aren’t the only ones going through a situation. You will probably find yourself going through the same thing with a friend which makes it easier to gather the courage to take your baby to the emergency room.

Social Media

There are many platforms being created on social media be it Twitter, Facebook, and Instagram that could help you gather information about the best emergency rooms near you. The beauty of using social media platforms is that you get to read through comments of real people who have had experience and the genuine reviews about the service provider you were targeting. If the emergency room has negative comments and reviews or has inadequately inactive participants, it is better to avoid them. Another merit is that you can inquire from the clients who have visited before and ask for more information about the experience.

At Bellaire ER, clients are offered the best medical emergency room services coupled with the best equipment that technology can offer. If you are looking for an emergency room for your baby near you, look no further. Let your baby receive the best medical attention.

Are Emergency Room Visits Covered by Medicare?

Are Emergency Room Visits Covered by Medicare?

The need to visit the emergency room is something that everyone might come across at one point or the other in their life. This can be owed to the fact that you cannot foresee accidents. Illnesses, also, sometimes come abruptly. Emergency Room visits are characteristically known to be expensive. Getting a plan that will help you cover the costs really come in handy and Medicare is one of them.

What is Medicare?

Medicare is a health insurance program for the United States that is administered by the United States federal government. This health insurance program has been in existence since 1966, providing health insurance for American citizens who are 65 years and above in age. Eligible persons must have worked in the United States and paid into the system via payroll tax.

Other than older people who are above the age of 65, Medicare also provides insurance to people younger than 65 years with a Social Security Administration-determined disability status. People with amyotrophic lateral sclerosis and end-stage renal disease are also covered by Medicare.

Medicare Health Insurance Coverage for Emergency Room Treatment

The packages offered under Medicare plan are two. These are the Part A plan and Part B plan. By just achieving the eligibility requirements highlighted earlier, you automatically qualify for Part A package. This package is a hospitalization insurance and it basically helps someone pay for:

• Limited hospitalization coverage
• Home health care
• Limited skilled nursing at home
• Limited hospice care, and
Blood after already receiving three pints

If you go directly to a facility for skilled nursing care, Medicare will cater for the services offered during the first 20 days. From the 21st day through the 100th day, Medicare will pay $97 per day.
Through the benefit period, Part A of Medicare will cover the costs for the first 90 days when medical care is necessary for the patient. It will cover all the costs during the first 60 days except the deductible. From the 61st through to the 90th day, the plan will cover all the costs but not the daily $194 coinsurance. The beneficiary is the one to pay the coinsurance costs.

The bills for emergency care treatments are usually split depending on the number of services you have received during your Emergency Room visit. Part A of the Medicare Insurance will help cater for a semiprivate room for the patient, all hospital meals, nursing services, rehabilitation services, drugs offered, X-rays, lab tests, operating room cost, recovery room costs, intensive care costs, coronary care costs, and any necessary services and medical supplies that one may require.

The things not covered in Part A include a telephone, a television, private duty nurses, and the extra cost of getting a private room – unless it is really necessary.

Medicare Part B

Part B package of Medicare is more of a medical insurance. This package caters for the payment of physician services, outpatient hospital services, visits to the Emergency Room after treatment, and being discharged, outpatient surgery, diagnostic tests, outpatient physical therapy, clinical lab services, speech therapy, medical supplies and equipment, renal dialysis and other services and supplies one may require.

If you qualify for Medicare coverage, the costs that you will have to cater for include:
• Copayment for your Emergency Room Visit
• Copayment for every hospital service offered to you
Coinsurance of about 20% of the Medicare costs approved for services offered by a doctor.

In case you are admitted to the same hospital that you had been admitted to before within three days of your initial visit, you will not have to pay the Copayment costs. This is because Part A of Medicare will cater for your second visit to inpatient care.

Supplement Plans for Medicare

While much of the treatment cost will be catered for under the Medicare plan, the additional costs that one has to cater for from their pocket can be a lot when accumulated. This can be strenuous to one’s finances. You can get relief when faced with such extra costs by purchasing a Medicare Supplement plan. These supplement plans are usually offered by private health insurance companies.

Medicare Supplement plans have proven to come in handy at very crucial moments. In fact, some of these supplement plans may offer coverage when one is not in the United States. You can do some research online for health insurance companies with the highest ratings that offer Medicare Supplement Plans.

Generally, if you qualify for Medicare coverage and you are faced with a situation that requires emergency care treatment, the cover will help you cater for the treatment costs. Also, while you can survive without a Medicare supplement plan, having one can go a long way in helping you cover the extra costs that you are responsible for.

Bellaire ER is one of the most reliable emergency care providers in the State of Texas. We are equipped with the best equipment, facilities, a team of qualified physicians, and a friendly staff to ensure that all our patients get the best medical care possible. You can always visit us at 5302 Bellaire Blvd, Bellaire, Texas for trusted care.

What if I have Trouble with My Insurance Company? How Bellaire ER can Help

What if I have Trouble with My Insurance Company? How Bellaire ER can Help
After you visit an ER such as Bellaire ER, issues may arise, whereby your insurer refuses to pay for the cost of care. Being hit with a huge medical bill can mess up your credit score in a big way. However, you do not have to take lying down. Here are a few tips that we at Bellaire ER think can help you with any problems you may have from your insurer.
Review your bill and check it for mistakes
The billing department at the ER usually handles huge amounts of data. It is quite common for bills to have some errors in them. In fact, around eighty percent of all medical bills have some errors; this can be tiny or quite significant. In some cases, you will receive a bill for a service you were never given. Besides that, the date on your bill might have problems.
Even for treatment that you received, the charges for various items in the bill can sometimes be exaggerated. The result is that the insurer may set an upper limit or only cover you if you use generic medical products. Besides that, there may have been unexpected changes to your insurance policy. In such a case, we recommend that you always open and read all the mail that you get from your insurer.
To help you understand your bills and avoid conflict with your insurer, we can itemize your bill for you. Any issues you see on the bill that do not appear to make sense such as multiple test charges, and ER-based items such as blankets and gloves, should be questioned.
We also advise you to hold on to any bills that you get from the ER. Ensure that you record all calls and include details of whom you spoke with and when. Whenever you receive any emails, ensure that you maintain them. This will help you with your case. If you are given an advanced estimate, and the bill goes over the estimate, you should ask why. In most cases, you should find out whether the ER will agree to take the lower rate given to you.
Educate yourself on balance billing
If you receive a hefty co-pay bill from a doctor you do not recollect seeing, you should be aware that there are many people working behind the scenes to provide you with quality care. If some of these providers are out of network, they will charge more, and your insurer will not cover you. This means you will have to cover the balance. This is known as balance billing, and it happens quite often.
In some states, there is legislation to prevent this from occurring while there is no such legislation in others. The federal government is silent on this issue. However, there are more states working to create laws protecting patients from such practices. We advise you to research the laws of the state in which you live.
Negotiate
When you get a hefty bill from the insurer, we advise you to get in touch with them as soon as possible. You can then ask the insurance for an itemized bill of the items they refuse to cover. In most cases, we recommend them to negotiate a lower bill for you.
File an appeal
If you are having issues with your bill, we recommend that you file a formal complaint with the insurer. In some cases, you can also file a case with the state’s insurance regulator. In most cases, your medical bill will have instructions on how you can file your appeal.
In the meantime, call the ER and tell them that you are disputing the bill with the insurer. If possible, you can request that the bill is not sent to collections. You should note that the ER is not obliged to stop from sending the bill to collections.
For you to dispute a bill, you have to make a written notice and documents that back up your claim. For instance, you will need to have records from your ER visit. Make copies and send them while holding on to the originals. If the dispute process proves too much for you, numerous resources online can help you.
Request for a payment plan
In case your appeal fails, and it is determined that you must pay the bills, the next step we advise you to take is to ask for a payment plan. Most of the billing departments at the ER will have a plan that has little interest. This is better than having a huge charge place on your credit, which can mess up your credit score.
Besides that, we advise you to look for a financial aid program that can assist you with your bills. These programs are great if you are underemployed. If you want aid, you may be required to provide proof of income such as bank statements.