How to Find an Urgent care without Insurance
The cost of urgent care varies by location. However, it is going to be cheaper than visiting a high-quality emergency room such as http://bellaireer.com/. The main issue with critical care facilities is the location. One may charge $50 while at another location; you may pay $200 for the same condition. If you want to find the best center and do not have any insurance, here are a few tips.
Call ahead to tell them you do not have insurance
The best way to find an urgent care center if you do not have insurance is to call ahead and inform them of your situation. In most urgent care centers, they will have a solution. For instance, some will have generic drugs that are just as effective but at only a fraction of the price. This way, you will still be able to afford care and keep out of pocket costs to a minimum.
Besides that, when you call and tell them you have no insurance, they will tell you if the treatment will be expensive for you or not. For instance, you may be told that you will still get care, but it will cost you a lot. In such a case, you may even get recommendations for other facilities that can help you keep costs low.
A simple way to find an excellent urgent care center if you do not have insurance is to search online for the best centers for someone in your situation. If an urgent care center offers service to those without coverage, you will no doubt find it listed online.
However, just because you do not have insurance does not mean you have to settle for less. Ensure that you conduct thorough research online. Look for a facility that will offer you all the services that you require for your condition. For instance, if you have a fractured leg, ensure that they have working x-ray machines.
Check that they are open
Medical emergencies arise at any time. You may wake up in the middle of the night with a constant cough. Whether you have insurance or not, you want to ensure that, the facility is open when you get there.
One of the ways to do this is to search for their working schedule online. See if they are open at the time when you need their services. You can also make a call to them. Ask them if they are open at the time. If you do not get anyone on the other side of your call, it is more than likely that they are not open at that time.
The last thing, which you want to happen, is to have to do drive to an urgent care center and find all the doors closed. Not only will you have wasted money on fuel, but you could also be potentially putting your life at risk.
Ask for recommendations from your friends
If you know of any of your friends that had an emergency when they were without insurance, you might want to give them a call. Request them to provide you with the name of the urgent care center to which they went. You can then proceed to ask them how much the treatment cost them.
You can do this a few times and ask each of your friends how much it cost them. With this information, you can be able to estimate how much money it will cost you. You will be able to weigh the kind of treatment you will get and the cost of the treatment.
Check the location of the urgent care facility
If you go to a critical care center in a high-end neighborhood, there is a good chance you will have to pay a lot of money. It is especially so if you do not have any insurance cover. However, if you visit an urgent care center in a rundown part of town, there is a good chance you will get a good deal.
The main reason for this is that such a facility will already have been used to dealing with people who do not have insurance. Thus, they will already have measures in place to keep costs down. For instance, it is more than likely they will have generic drugs in stock for such situations.
Join online forums
Access to the internet is an excellent way to find the right urgent care center to join on the online platform. Here you can follow up on the discussions and find a center that accepts those without insurance.
In most cases, there will be lengthy discussions about visiting a particular facility versus visiting another. You can go through these discussions until you find one, which has all the amenities that you need. For instance, you may discover that a particular facility offers low costs but their quality of service is equally low.