Instances When A Visit to the Emergency Room Might Be Necessary

15 Feb 2017 Uncategorized

Instances When A Visit to the Emergency Room Might Be Necessary

While a trip to the emergency room is nowhere near the top of anyone’s wish lists, there are situations when this may be the only way to give you the urgent medical attention you or your loved one requires. The reason most people would rather avoid the emergency room is that they have a preconceived gruesome image of the room. They think of blood and surgeons cutting and stitching people in dire medical situations, just like it happens in the movies. While numerous surgical operations do happen in emergency rooms, you will be surprised how many patients get treated for seemingly ordinary but potentially life-threatening situations. Some instances of pain, ache or injuries may not be cause for urgent concerns, but when you are hit by a worrying intensity of any of the following cases, it is advisable to visit the emergency room such as Bellaire ER right away.

Syncope

Syncope refers to the drop of the amount of blood in your brain leading to unconsciousness. This condition can lead to serious problems, for instance, accidents could occur if it happens when you are engaged in an activity. Seek emergency services immediately in case you start experiencing this problem.

Chest pains

Pain in the chest is not an illness, but it signifies that you may have a serious underlying health condition. When you start to experience chest pains, visit the nearest emergency room right away to have the problem sorted out.

Abdominal pain

Persistent abdominal pain may be an indication that you have one of the several severe underlying conditions, including liver injuries, food poisoning, or kidney stones. Immediately you start experiencing abdominal pain, do not hesitate to call an emergency services provider in your locality for immediate diagnosis.

Toothaches

A toothache can cause incredible discomfort and lead to loss of sleep, appetite and earache. A dentist may not provide the urgent solution to relieve the pain. A visit to emergency room thus becomes the most viable option.

Broken body parts

A broken leg or hand should be urgently attended to prevent further complications on the injury. Incidentally, broken limbs are some of the most common cases why people seek urgent medical attention in America. This type of injury often leads to severe pain, requiring you to visit the emergency room right away.

Earache

If you have ever experienced pain in one or both of your ears, you know the serious agony they can bring. An infection in your trachea can cause an earache. Sometimes an injury in the ear may be the cause of the problem. By visiting the emergency room, you can have the ear treated. Any oozing from your ear, or a swelling, should also prompt urgent medical attention which may be provided in the emergency room.

Sprains

A sprain may cause incredible pain, not to mention persistent discomfort unless it is immediately attended to. Visit the emergency room quickly whenever you tear a ligament to have the problem addressed.

Flu

Some cases of flu may be so serious that you need to seek urgent medical attention. In such cases, it is advisable to seek help by visiting an emergency room.

Cut wounds

Whether resulting from everyday activities like kitchen accidents, from operating machinery at work, cuts may be very serious and require urgent medical care. Some deep cuts may lead to serious bleeding and potentially become life threatening. Additionally, open wounds may become quickly infected and lead to extremely serious complications. Always call an emergency room after you feel that the cut wound you have needs quick attention.

Head trauma

Cases of head trauma require prompt medical attention for the doctor to examine whether there may be internal bleeding, which could be life threatening. Injuries cause most cases of head trauma, and a visit to the emergency room is advisable.

Breathing problems

Any case of breathing difficulty needs urgent medical care. Lack of enough oxygen can lead to suffocation. Therefore, call an emergency room as soon as you realize you are gasping for air.

Headaches

While headaches are a common problem for many people, they require swift attention when they become acute or persistent. A headache is a signal of an underlying health problem. Thus, you need to visit a doctor soon to have the diagnosis done to establish what condition you might have.

Vomiting

Continuous vomiting can prove to be very serious unless it is treated as soon as possible. Usually, it is caused by nausea, food poisoning, or stomach upsets. Visit an emergency room as soon as the problem becomes persistent.

Fever

Any fever is an indication that you have an illness in your body. A visit to the emergency room can help you get the quick medical care you require before the problem escalates.

Every day, numerous patients in need of medical attention seek immediate help in emergency rooms around the country. Knowing a reliable emergency room around you can help to get timely assistance when you need it the most. For many years, Bellaire ER has offered friendly, affordable, and top quality emergency room services. Visit any Bellaire ER service near you to find out the wide array of services on offer for you.

 

How Emergency Room Visits are Billed

15 Feb 2017 Uncategorized

How Emergency Room Visits are Billed

The charges of emergency room services may seem incredibly high, even for simple operations. If you are living in America, the charges may even seem more exaggerated, as it is estimated that emergency rooms in America charge an average of three times higher than emergency rooms from other developed nations around the world. Emergency room bills are usually sent to the patients weeks later after treatment, which makes many patients feel that their bills may have been wrongly quoted. However, understanding how the emergency rooms are billed can help remove much of the confusion that many patients go through.

Patients who visit emergency rooms are required to fill out certain forms that provide the information about their health insurance details, and how they expect to fund the bills. Usually, your card is filed together with the forms that you had filled out before, and then the charges are billed from your insurance. Most times, the bill given is higher than what you would have paid had you been treated at a regular hospital. Here are few reasons why the total may appear so high:

To cover for the uninsured patients

Did you know that you would still receive emergency treatment even if you did not have an insurance cover? All people in the United States are entitled to receive emergency medical care regardless of whether they have insurance cover or not. There are several reasons why one may not be insured. For instance, many people are underprivileged, thus cannot afford a health insurance to cover for their emergency room benefits. Hospitals, therefore, set up high gross charges to those who already have insurance covers to cater for the expenses of those who cannot afford to pay. This is why your emergency cover charges may appear higher than what you had expected.

To give room for bargaining with the insurer

You emergency room bills may appear incredibly high, but did you know that your health insurer usually ends up paying much less than the amount quoted on your bill? You may not have known this, but insurers are adept at contract negotiation. The emergency room agency thus sets up a higher price to give room for bargaining with the insurer and end up with a sum that covers for your actual medical bills. Moreover, remember from that out of the final amount that the insurer is willing to pay, depending on the agreement you have with your health insurer, you will still repay a certain amount back to them. Therefore, your hospital must set an amount on your bill that gives room not just for negotiation with your insurer, but also for the further deduction that will be repaid to the insurance company.

You pay for every single charge provided by the emergency room

Depending on the medical care you receive, your bill may seem unexpectedly high. Emergency rooms charge for every single service that they offer, even for those seemingly minor services such as an MRI scan. Each department in the hospital whose services you use gives a separate quotation that you will be expected to pay. These different quotations are then totaled to come up with a final amount. Many emergency room agencies have many different departments that operate as separate legal entities with different managements, which may contribute to the large bill you see at the end. Some agencies like Bellaire ER, however, have very few departments. Thus your bills are relatively likely to be lower compared to other emergency rooms.

The severity of condition determines how much you will be required to pay

Emergency rooms do not just charge for every service they offer, but also attach an amount equivalent to the severity of your condition. Depending on how complicated your treatment will be, your bill will vary. Emergency rooms have varying levels of care with the first level catering for simple conditions such as toothaches and the complexity of treatment going up the ladder. Simple medical procedures attract relatively lower bills while those on the highest level of care attract significantly higher charges.

The emergency room you chose matters

Different emergency room agencies charge differently for their services. Attending an expensive emergency room will attract higher bills, while an affordable emergency room such as Bellaire ER provides the highest quality urgent medical care at customer friendly rates. Their emergency rooms are equipped with the latest equipment while their staff has immense experience in attending patients with urgent medical needs. Moreover, Bellaire accept health insurance cards from a wide variety of insurance companies in the United States, which makes it very convenient for patients living there.

Virtually everyone in the United States with a health insurance cover is eligible for emergency room services from a provider of their choice. All American health insurers provide this critical benefit to its customers. Therefore, it is your right to acquire health care benefits at any time you or your loved one are hit by any of the wide variety of health conditions that may warrant urgent health care. If you are a resident of Houston, walk into any one of the Bellaire Emergency Room providers to sample the different services on offer for you.

Are Emergency Room Visits Tax Deductible

Are Emergency Room Visits Tax Deductible

There are numerous tax deductibles in the USA. When filing tax returns, it is advisable to take advantage of these tax deductions because they will save you a lot of money. For instance, most of the medical expenses are tax deductible. If the expenditure on your health and other activities involving health exceeds the standard deduction for the year, you should itemize them on your tax returns.

Medical expenses can be extremely high, especially when you or your family member visits an emergency room numerous times. Whether you have a health insurance or not, you may incur huge expenses that can cause harm to your budget. For critically ill patients, spending hours in the emergency rooms require a lot of money. The insurance plan may not cover all the expenses in the emergency rooms. Therefore, you will have to pay those medical bills, especially if the health practitioners in the health center are not included in the insurance plan that you have.  

Typically, the reduction in the tax duty from the gross income of the taxpayer is what we refer as the tax deduction. Over the course of the year, the taxpayer may have varieties of medical-related events or expenses that make him or her spend money. The individual can include these costs when filing annual tax returns. One of them includes the emergency room visits costs. It is advisable to itemize emergency room expenses in the tax forms every year so that the government will reimburse them.

At Bellaire ER, the experienced staff members offer advisory support to the clients on how to include the emergency room expenses in their annual tax returns. It enables our customers to save thousands of dollars each year. They can use the saved money to invest or to pay other monthly bills.

Co-pays are also deductible emergency room expenses on the annual tax returns

There are medical insurance plans that require the insured to pay for the co-pays first before receiving treatment at the emergency rooms. Mostly, the co-pays are not high amounts of money.  However, these co-pays may pile-up and become thousands of dollars at the end of the year. They will excessively increase your family’s annual expenditure in the long-run.

At Bellaire ER, we advise people that, if the co-pays they pay at the emergency rooms exceeds the standard level and become massive amounts, it is wise to claim tax deductions when filing tax returns per year. However, not all co-pays qualify to be included in the tax deductions list on the tax forms. All the co-pays paid for dental check-ups, diagnosis, and testing at the emergency room qualify to be in the medical expenses deductions.  For instance, when you visit our emergency rooms, Bellaire ER with a bleeding wound in the head or another part of the body, you may have to pay the co-pays first, according to your insurance plan. You will get stitches immediately from our qualified doctors to stop the bleeding wounds. The co-pays requested at our institution, after visiting our emergency rooms qualifies to be on the list of tax deductions. Additionally, if you pay the co-pays for your spouse or family member to enter our emergency rooms, these expenses also qualifies.

At Bellaire ER, we value the interests our clients. Their health is our top priority. Therefore, if you visit our emergency room without the money to pay the co-pays, we first treat you and ensure that your health stabilizes again. After regaining your health, you may decide to pay the money instantly or after a period agreed with the institution. It is against the law to abandon critically ill patients at the emergency rooms because they lack the money or they are not insured. Our health center obeys the rules and regulations of the entire United States of America.

A list of deductible medical expenses at the emergency rooms

  • Vision care costs
  • Different types of surgeries
  • Hearing aid appliances
  • Ambulance expenses to and from the emergency rooms
  • Getting breathing devices
  • Getting an artificial limb or eye as a result of an accident and many others

What is not deductible?

Some emergency room expenses are not deductible and at other reliable health centers. For instance, if the insurance company reimbursed you the money that you spent to get the treatment services in the emergency rooms, the amount is not tax deductible. Additionally, the Internal Revenue Service (IRS) in the United States does not allow citizens to add the expenses incurred for the cosmetic procedure in the list of the deductibles. The other non-deductibles include the general health substances like the vitamin foods, toothpaste, and the non-prescribed nicotine products.

You should note that the medical expenses allowed by the IRS in the list of deductibles must exceed 10% of the annual adjusted gross income. At Bellaire ER, we advise our clients to safely keep their records that they will use to claim their medical expenses. These documents include the receipts showing the patient’s name and the details of the health center that received the payment, the need for the prescription document from a certified medical practitioner and evidence that the expenses exceeded by 10%. Therefore, if you require any assistance about how you can claim the emergency room expenses, you can contact our customer care desk through our website and get maximum support from our dedicated staff members.     

 

Are Emergency Room Visits Confidential

Are Emergency Room Visits Confidential

The confidentiality of the patients in the emergency rooms is an essential aspect that every health center should observe. It is the right of every patient to have his or her medical details kept private by the institution and the doctors that treat them when they get ill. Apart from the medical physician and the health insurance company, they should not share the medical information of the victim with the third party. It is an act we highly discourage at our institution, Bellaire ER. Sharing health details of other patients in the hospital may lead to high levels of stigmatization in the society, which may also result in loss of confidence among the victims.

Thousands of Americans and citizens of other nations visit the emergency rooms for different reasons.  Their family members or colleagues may take them there, either been unconscious or with other critical illnesses. The parents or the relatives who take their patients for urgent checkups in different emergency rooms expect their medical details and other information of the victims to remain confidential. The patients have a right to sue the medics and the institution that discloses their health information to a third party or publish it in online journals as case studies without erasing the names and other personal information.

Reasons why emergency rooms require high levels of confidentiality

Moral Respect

In the department of health care, one of the most crucial pillars is confidentiality. Therefore, all professionals in that field should protect the information of the patients. Mostly, the patients taken to the emergency rooms are unconscious or suffer from chronic illnesses. Therefore, one way to show them respect and to value them is by keeping their details safe and confidential. At Bellaire ER, we care about the interests of the residents of the state of Texas and the surrounding regions. Apart from the insurance company of the patient, we do not share his or her information to another person. That is the reason why thousands of residents in the region prefer visiting our emergency rooms when they get ill. They also bring their relatives with chronic illness. We handle them with respect and great professionalism. We do not breach the rule of confidentiality. It plays a significant role in maintaining the proper respect for the victims and the doctors in our institution.

Trust Building

In the health sector, trust is an essential aspect. Every hospital or emergency room center should have competent professionals with exceptional capabilities of creating long-term relationships with the clients. The best health centers in the USA, both in the private and public sectors have skilled personnel who build excellent relationships with their patients. However, the achievement of this aspect is totally impossible if the staff members do not value the benefits of the confidentiality of the patients who visit the emergency rooms or other health centers every day. At our health center in the state of Texas, since our establishment, we have been creating productive relationships with the people that we serve every year. These individuals keep coming back to our institution, Bellaire ER to get our world-class services. However, it has been a tough journey to win the hearts of our loyal clients. The only catalyst for building this trust is how we maintain the confidentiality of our patients. We have never involved a third party in the treatment process of the victims in our emergency rooms. That is the main reason they trust us, and we keep getting more clients every time.

Some health centers have awful emergency rooms that do not keep the privacy of the patients. Their emergency rooms have poor conditions and unskilled personnel who do not have the skills to handle the unconscious and critically ill patients. At Bellaire ER, we discourage our loyal customers from visiting the medical institutions that do not respect their confidentiality.

Some of the poor conditions that hinder privacy in the emergency rooms of the non-recommended health centers include:

Overcrowding

Mostly, the emergency centers that do not have large rooms to accommodate many patients get overcrowded. In the USA, hundreds of individuals visit emergency rooms every day for medical assistance. When they get crowded in the center, it is impossible to maintain confidentiality. That is the reason why we have many and spacious rooms at Bellaire ER, which can accommodate many patients who need our fantastic services.

Poor partitioning

Many ineffectual health centers that have emergency rooms partition them with curtains. These curtains allow the third parties to hear the conversation between the patient and the medical physician. It is a major challenge to the confidentiality of the victims because the outsiders and other patients in the rooms will get information about their health condition. One of the reasons that make our emergency rooms the best in the state of Texas and the surrounding regions is that they are partitioned using stone walls. Therefore, the third parties cannot hear the conversation between the health practitioner and the patient in the emergency rooms.

Use of the patients’ images in case studies

Some hospitals allow the media to take the pictures of the victims and use them in the case studies when broadcasting their daily news to the public. Using the images of the victims without their consent is illegal. At Bellaire ER, unless the patient agrees to talk to the media, we prohibit the journalists from entering our emergency rooms.

Bellaire ER’s principal goal is to offer world-class emergency room services at affordable prices to both the insured and the uninsured citizens. We are the best because we value the confidentiality of our clients. We treat them with respect, professionalism, and dignity. Therefore, if you need fantastic and consistent emergency room services, contact our personnel through our site for 24/7 throughout the year.  

Are Emergency Room Doctors Employees of the Hospital?

Are Emergency Room Doctors Employees of the Hospital?

Who are the emergency room doctors?

An emergency room physician is a health practitioner who works in confined emergency rooms and treats critically ill individuals. These experts have exceptional life supporting skills. Therefore, they act as lifesavers in numerous health centers. They handle life-threatening situations which the regular doctors find it difficult to control. The patients taken to the emergency rooms require extensive diagnosis and treatment because they have terrible health conditions. After the arrival of the patients to the hospital, the emergency room physicians take care of the critically ill victims instantly.

At Bellaire ER, we have highly qualified emergency room doctors. They have exceptional skills that enable them to handle dangerous and life-threatening conditions in a professional manner. We work with certified USA board physicians who have the capabilities to handle all types of urgent health issues that affect people every day. They diagnose the problems affecting the patients instantly, which play a significant role in saving the lives of many people. Unlike in other professions, the emergency room doctors perform their studies extensively to ensure that they master all the life-saving skills that will enable them to thrive in their careers. However, many people do not know who employs the ever industrious and busy emergency room doctors. Below is a detailed explanation about their career.

Who employs the emergency room doctors?

Typically, the emergency room doctors are contractors, employees, and also the principals of practice groups. As the principals of those groups, they have responsibilities and duties to be always accountable to the interests of the group. Additionally, these professionals may also perform their activities in hospital-based settings.

At the hospital setting, they act as the employees of the institutions. When working in the private sector, these individuals receive their payments from the management of the organization. Therefore, they act as the employees of the hospital. At Bellaire ER, we have qualified emergency room doctors employed by the institution.

Emergency room doctors can also be the employees of the government. When the government employs them, it determines their salaries, which are always allocated in every year’s budget. They work in public institutions like the public hospitals or the public emergency rooms.

Also, there are emergency doctors who work as contractors. As a contractor, the professional is always independent because when the contract is over, they are free and they can look for another job or decide to extend the contract with the same institution. They may also get the contracts at public emergency rooms or the private ones. They agree on the salaries with the employer at the beginning of the contract. They also agree all the other working conditions with the government or private organizations. Although these contractors are not employed permanently, they must meet all the necessary conditions that will enable them to serve the patients professionally. It is a career driven by passion because they encounter challenges in saving the lives of the citizens.

Below is a list of the numerous functions and activities that the emergency doctors engage in, either as contractors or as full-time employees at the hospital-based setting.

What are the roles of the emergency room physicians?

  • Loss of consciousness – An individual may lose consciousness due to various reasons including road accidents or any other tragic incident. The emergency room doctors from Bellaire ER handle these victims diligently. They ensure that their lives stabilize again after encountering a tragic incident.
  • Bleeding excessively – The emergency room doctors also handle the individuals affected by bleeding problems. Accidental cuts or wounds may cause over-bleeding. The patients with these problems require medical assistance immediately to avoid losing blood excessively. Our skilled emergency room doctors at Bellaire ER cover the wounds of the victims entirely to ensure that they stop the bleeding. They use efficient mechanisms that fasten the clotting process of the blood near the wounds. Additionally, there are women affected by vaginal bleeding when they are pregnant. These victims require medical attention instantly to save the life of the parent and the child which is the role of the emergency room doctors.
  • A severe headache and abdominal pain – Some head and stomach conditions require critical diagnoses to know their causes. The emergency doctors at Bellaire ER have the capabilities to perform these activities in a short period. Once they know the cause of the problem disturbing the victim, they recommend him or her to the best hospitals for admission. The have excellent connections with the health facilities that offers the best services.  

Reason why the emergency room doctors from Bellaire ER are the best

Our emergency doctors at Bellaire ER are the best because they handle all types of illnesses diligently to enhance the satisfaction of our clients. They have all the educational requirements to treat critically ill patients. Additionally, our health center has all the critical care facilities. Therefore, they have familiarized themselves in using these equipment in the treatment process of the patients.  

However, although the employers or hirers of the emergency room doctors may be different, they have the same goals and objectives. Their role is to save lives of the people affected by life-threatening situations.

Why Go To An Emergency Room

27 Jan 2017 Uncategorized

Why Go To An Emergency Room 

We all have had to rush to the hospital for one reason or the other. Either we were sick ourselves or were escorting a relative, most illnesses strike without warning. Most medical conditions are not as severe from the onset and we therefore tend to take some time before we pay a visit to the doctor while others hit you with such an intensity that you have to urgently seek medical help otherwise you risk losing your life. These emergency conditions prompt that you visit an emergency room as soon as possible to get the best possible care quickly.

When most people think about emergency rooms, all they imagine are the gruesome blood-stained scenes they see from movies. Although there is some element of truth in what we see in movies, emergency rooms are more than surgeons stitching wide open holes in people’s abdomens. What these movies portray overlooks much of what normally goes in emergency rooms. Emergency rooms are both meant to save people who are in critical conditions and those who are in need of urgent medical care but cannot access a hospital or a clinic. Having said that, we need to look at some of the top reasons people visit emergency rooms in America. What might prompt you to go to an emergency room? Here are 20 reasons why you should be keen to visit an emergency room. Here are the top common reasons why most people visit medical emergency rooms in America;

  1. Chest pains

Chest pains are not an ailments themselves. They are normally precursors for a deeper more severe underlying problem. They are a sign of other health problems and as such, you should visit an emergency room as soon as possible for diagnosis and treatment.

  1. Abdominal pains

If there is recurrent pain in your abdomen, you need to pay an emergency room a visit as soon as you can. Abdominal pains indicate that there is a presence of some sort of illness within your body. Key suspects being food poisoning, kidney stones, liver injuries or even more serious medical conditions.

  1. Toothaches

The other reason that people pay visits to emergency rooms are constant toothaches. The cause discomfort and when people can find a dentist, they opt to visit an emergency room for quick treatment.

  1. Earache

Earaches are a common problem in America. They are caused by injuries to the inner ear or a tracheal infection. Sometimes even toothaches can trigger them. You should hurry and visit an emergency room to get the situation sorted out.

  1. Sprains

When a ligament attached to a joint is stretched beyond its limit, it tears and this is what a sprain is. They are a common problem and prompt people to visit emergency rooms.

  1. Broken bones

Minor injuries or accidents can lead to broken bones. In 2015 alone, there were over 2 million reported cases of broken bones in the whole of America. Broken bones require almost immediate emergency room care.

  1. Common Cold and Flu

Viral infections such as common colds and flu call for emergency care especially when they are severe.

  1. Cuts

Domestic cuts while in the kitchen or cuts while at work are the other reason people flock emergency rooms. If left unattended to, cuts culminate into open wounds which are a health hazard. Some deep cuts may lead to excessive bleeding which is risky as well.

  1. Head Trauma

Head trauma as a result of accidents are a key reason why people visit emergency rooms in America. They need to be examined as quickly as possible in ERs to eliminate possibilities of internal bleeding and organ damage.

  1. Difficulty in breathing

If you are gasping for air or are having problems breathing properly, then visit an emergency room as soon as possible. Asphyxiation can lead to unconsciousness and even death if not attended to.

  1. Headaches

Constant headaches are an indication of a deeper underlying problem. Could be dehydration, migraine or something else worse. Visit an emergency room as soon as possible.

  1. Vomiting

Food poisoning, stomach upsets or even nausea can cause constant vomiting. You should be quick to visit an emergency room to get medical help if you are vomiting consistently.

  1. Fever

The body reacts to a pathogen or an illness in the body by temporarily increasing the body temperature. If you are experiencing fever, then definitely there is something wrong about your health and you should get it checked as soon as possible.

  1. Back pains

Strains to back muscles or an accident can cause you some serious back pains. Back pains are increasingly becoming a common reason people visit emergency rooms in the US.

  1. Skin Infections

Abscesses and other skin infections are an indication of health problems in your system. They are not only painful but make you uncomfortable. Visit the emergency room as soon as you can.

  1. Accidents

In case of an accident, ring 911 as soon as you can. However minor the cut or the bruise may look, it needs to be examined by a qualified medical practitioner to ascertain its severity and treat it as required.

  1. Syncope

This is the loss of consciousness owing to a drop in the amount of blood flowing to the brain. If fainting or syncope hits you often, then you should visit an emergency room as soon as possible.

Who uses emergency rooms?

27 Jan 2017 Uncategorized

Who uses emergency rooms 

What comes to your mind when you hear the word emergency room? Who really uses the emergency room? Why is the thought of going to the emergency room so scary? When most people think about emergency rooms, all they imagine are scenes of blood, doctors rushing up and down to save patients’ lives and millions of scalpels as they are used to seeing in Hollywood movies. Although these Hollywood scenes have some elements of truth attached to them, they oversee a lot of what actually goes on behind the scenes in the emergency rooms. In this article we want to demystify some of the misconceptions about emergency rooms and give you examples of people who normally use the emergency rooms.

Emergency rooms are special medical departments equipped with special machines and facilities to provide immediate and urgent treatment for acute illnesses and trauma related incidences like accidents. They are however capable of handling a number of medical complications from the most serious complications to the trivial ones. This is evident from the sort of traffic that emergency rooms handle every day in America. There is a wide range of conditions that arrive on a daily basis in emergency rooms in America. We have classified the types of people who use the emergency rooms into five categories to make you understand who it is that truly uses these emergency rooms. Here are the 5 categories of people that use emergency rooms in America;

  1. Patients with life-threatening conditions

These are the patients in critical conditions. People who are normally given priority using triage in the emergency rooms. People with conditions which if left unattended to may end up claiming the lives of the patients. These are people suffering from trauma especially from car accidents, burns, falls, heart attacks and overdoses. These are the only people that most people believe should be truly be entitled to use the emergency rooms. They however account for a little over 20% of all reported cases in emergency rooms per year.

  1. Patients with urgent conditions

The second example of people using the emergency room are people suffering from urgent medical conditions. These are conditions that are not necessarily life-threatening but can be fatal if they are left untreated. Conditions such as pneumonia, asthma attacks, severe abdominal pain, unconsciousness, broken bones, sports injuries and strokes. They are very serious illness which need urgent medical attention lest there will be consequences. They make up for a very large percentage of visits to the emergency rooms in the US. They make up for almost 30% of all reported cases to the emergency rooms. Such cases are normally of conditions that the doctors can put under control in a few minutes or hours. They still are a leading cause of deaths in the USA and their priority should be reconsidered especially for complications like pneumonia.

  1. Patients with non-urgent conditions

This is category makes up the majority of the reported cases in emergency rooms in the US. They make up more than 40% of all the visits made to emergency rooms. These are people suffering from conditions which can otherwise be treated in normal hospital wings but because the patient are alarmed or don’t have access to a hospital, the ring 911 and are brought to emergency rooms. These are conditions such as chest pains, fever, flu, mild abdominal pains, toothaches, earaches and many other normal infections. They are diseases that spook very many people but in reality, they are not as serious as they deem them to be. Credit to the masses that flock the emergency rooms to report these cases because no condition is too small for reporting. Using triage, these people are third on the serving lists and spend the highest numbers of hours waiting in line according to a recent study.

  1. Patients with trivial medical conditions

These are the patients who visit the emergency room for literally any form of pain or discomfort they feel in their body. This demographic consists mainly of young children and senior citizens in the community who cannot bear even the slightest of pains. These are people who come to the emergency rooms to report of trivial cases like sore thumbs, itchy skin or very minor cuts that will heal on their own. They are not as many and make up for about 10% of all emergency room visits.

  1. Patients who come to consult

Yes! Believe it or not, there are people who come to emergency rooms to consult and seek clarifications about medical conditions they are uncertain of. They make up quite a significant of visitors to emergency rooms in America. People with no ailments at all but suspicions and doubts make up about 5%-10% of all people that visit emergency rooms.

There you have it. Now you know the people that use emergency rooms in America. The emergency rooms are not meant for any specific demographic. They help save lives and also treat people with less serious illnesses.

Who pays for emergency room

27 Jan 2017 Uncategorized

Who pays for emergency room 

Most people find the emergency room bills in America ridiculous. Why would they charge such incredible amounts for life-saving treatments? Note the irony in that statement. Life is priceless that’s for sure but sometimes we put a price to efforts of retaining it and emergency rooms are the perfect examples. Services offered in emergency rooms are extremely costly especially if the patient is in a critical condition and requires specialized treatment. From using highly sophisticated machines to hiring the services of top medical practitioners, it is not a cheap task operating an emergency room-The bills can therefore be justified to some extent.

Having noted that the medical bills can sometimes be high, the question of who pays for these bills arises. Research and studies reveal that over 50% of all people that use emergency services in America either don’t have medical insurance or can’t afford the medical bills from the emergency services received. Who then pays for these bills accrued by these people that visit the emergency rooms in America? Here are the top 5 ways through which emergency room bills in America are paid;

  1. Insurance

Medical insurance is the most common means of paying for emergency services. If a patient is covered by medical insurance, after receiving any form of medical care from an emergency service, the total bill is sent to the insurance service providers who then sort out the bills. They however don’t pay the entire bill as the patient is required to pay some co-pay depending on the medical insurance package the patient is subscribed to. There are different benefits attached to different medical insurance packages and emergency room services is one of the many benefits many people enjoy. Before paying the bill, insurance companies normally bargain with the emergency rooms until they get to a favourable amount before settling the bill.

  1. Medicaid and Medicare

There are people whose bills are covered by Medicaid or Medicare. Medicaid provides free or low cost care for some low-income people, families and children, pregnant women, the elderly, and people with disabilities. In some states the program covers all adults below a certain income level. Medicare on the other hand is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease. The two are meant to support people with low income access medical care without much hassle. When someone receives medical care from an emergency room and cannot afford it, the emergency room chooses to determine the eligibility of people to sign up for either Medicare or Medicaid. If the patient qualifies for either of the two then they will receive the payment after proper paperwork is presented.

  1. Medical loans

The other common means of settling emergency room bills is medical loans. People with no medical insurance who pay in cash are forced to take medical loans to settle the debts incurred. The loans are normally offered at better rates than most normal personal loans. They also offer longer repayment periods and better times all round. You can choose to let the lender deal directly with the emergency room or make the payment yourself. The former is a better option because there are cases I know of medical loan lenders who have gone ahead and negotiated the amounts on behalf of their clients bringing the cost down significantly.

  1. Cash payments

There are people in America with good jobs and stable sources of incomes but have no medical insurances. When they visit an emergency room for any medical service, they are required to pay all the charges in cash. If they can afford to offset the bill all at once, then well and good, most emergency rooms accept cash payment. If they cannot afford to offset the outstanding amounts in one go, they can negotiate terms of payment with the emergency room and they can pay the outstanding debt in instalments until the debt is finally settled. Is it a wise decision not to have medical insurance though? Not at all! Insurance will cover a lot of things. There are lots of benefits and some of the bills will be negotiated by the insurance company themselves saving you from a lot of hassle and stress.

  1. Compensations

The final source of payment is what we refer to as compensation. These are amounts of money that are levied against people that are able to settle their bills to compensate for the debts left behind by those people that cannot afford their bills. The hospitals calculates the total debt left behind and divides it evenly amongst the projected number of patients that can afford the bills. In the end, taxpayers and other civilians help other Americans who are not as fortunate to settle their emergency room medical bills.

Who pays for emergency room without insurance

27 Jan 2017 Uncategorized

Who pays for emergency room without insurance 

According to the Emergency Medical Treatment and Active Labour Act (EMTALA), anyone that require medical emergency treatment from any medical institution. What this means therefore is that anyone that presents himself to any emergency room in America cannot be turned away whether he has a means of paying for the services received or not. Mind you, there are very many such cases across emergency rooms in America. People who show up to medical emergency rooms in critical conditions and need to get urgent medical care but cannot afford it. The big question that most people as therefore is who actually pays for these bills? Who are some of the people that use emergency room services without insurance? Today, we will take a look at some of the people who actually access emergency room services even if they have no insurance.

Some people are not privileged enough to subscribe to medical insurance. People with no jobs, homeless people, the aged, orphaned and many other people cannot afford to subscribe to medical insurance but they too need medical care when need arises. The other common scenario is when someone is averagely earning but has no medical insurance cover and needs to get emergency aid. Truth be told, emergency room bills can be very high sometimes and without insurance it becomes close to impossible to settle them. People are left stranded when the mail comes in with their emergency bill reading close to $20,000. It really is a desperate situation not just for the patient but the emergency room as well because they too understand sometimes that paying some of those bills is almost impossible. Here are some of the people that use emergency rooms without insurance and a brief explanation of how their bills are compensated.

Those that pay in cash

There are people in America with good jobs and stable sources of incomes but have no medical insurances. When they visit an emergency room for any medical service, they are required to pay all the charges in cash. If they can afford to offset the bill all at once, then well and good, most emergency rooms accept cash payment. If they cannot afford to offset the outstanding amounts in one go, they can negotiate terms of payment with the emergency room and they can pay the outstanding debt in instalments until the debt is finally settled. Is it a wise decision not to have medical insurance though? Not at all! Insurance will cover a lot of things. There are lots of benefits and some of the bills will be negotiated by the insurance company themselves saving you from a lot of hassle and stress.

The underprivileged

The second group of people that pays emergency room costs without insurance are the underprivileged in the society. People with no jobs and those with jobs that pay poorly. People who cannot afford insurance also end up getting medical care when the need arises. As earlier mentioned, the Federal law states that every citizen has a right to receiving medical care when he/she is in need of it whether he/she can afford it or not. When the emergency room asses the conditions of such people and ascertains that they truly require urgent medical treatment, they duly oblige and save their lives. The emergency room will then give determine the total medical bill used on these people say per month and note it somewhere. Because the emergency rooms would go bankrupt and out of service if they offered their services to the underprivileged for free, they have their own ways of compensating for these medical bills incurred. This includes adding a small figure to every patient that can afford his/her bill to compensate for the debt. They alternatively seek to know whether the patient qualifies for Medicare or not. If he/she qualifies, then Medicare or Medicaid pays for the outstanding bill. Some write the off the bills as bad debts and they will therefore command a higher rate from government payers.

To say the least, emergency rooms don’t lose as much money offering emergency medical care to people that cannot afford it. They have their own ways of balancing the finances to compensate for the debts incurred.

Just to cap off what I had earlier on said, medical emergency is of great importance especially if you can afford it. If you have a job and can be able to cater for it, find a good insurance broker and subscribe already. The nightmares of high amounts of bills and bankruptcy will be a thing of the past. Secondly you are likely to get better care if the emergency room is certain that your medical insurance will take care of your costs. Unless you have all the money in the world to be paying medical bills in cash, there is need to get medical insurance today.

When to go to an emergency room for headaches

27 Jan 2017 Uncategorized

When to go to an emergency room for headaches 

Headaches are unwanted visitor we get every now and again. We experience different types of headaches. Some hit us so hard while others just fade after some few minutes but one thing they all have in common is the fact that they cause us a lot of pain. Headaches are caused by very many reasons. Normally when you have a headache, it is an indication that there is a health problem within your system.

Primary headaches are stand-alone illnesses caused directly by the over-activity of, or problems with, structures in the head that are pain-sensitive. This includes the blood vessels, muscles and nerves of the head and neck. Secondary headaches on the other hand are a signal of another problem in the system. They are caused by another problem which stimulates the pain-sensitive nerves in the head.

Although most headaches are considered to be harmless, some of them are a symptom of a serious medical condition which needs medical attention. Differentiating between the harmless and potentially fatal headaches can be an uphill task. There are some symptoms related to headaches that should prompt you to seek medical care from the nearest emergency centre as soon as you possibly can. There have been cases in the past of people who neglected the so called minor headaches and ended up dying or getting far worse complications. So, when exactly should you go to the emergency room for headaches? What are the symptoms to watch out for? With the help of some of our best doctors here at Bellaire Emergency Room, we have compiled 5 common headache symptoms that should make you visit the emergency room;

  1. Unbearable pain

Some headaches hit you so hard that you just can’t bear with the pain. If you are experiencing one of these headaches which hits you with too much intensity and persists for more than 15 minutes, you need to visit the emergency room as soon as possible. Such a painful headache might be an indication of a tragedy waiting to happen and you better rush to the emergency room to get the situation sorted before it is too late. Such headaches could point towards stroke or even dangerous migraines.

  1. Vomiting

Another symptom that you should not ignore is vomiting caused by nausea. Nausea and vomiting is caused by the closing of the pyloric sphincter to low digestion. The stomach dilates and any leftovers stay in the stomach and they cause the severe nausea and vomiting when we have headaches. Normal harmless headaches normally would never arise into problems like vomiting and nausea and you should therefore be worried when you start vomiting when experiencing a headache. Visit an emergency room as soon as you possibly can and get the medical practitioner to give you the correct treatment before it is too late.

  1. Blurred vision or unresolved loss of vision

If you are experiencing headaches accompanied by blurred vision or total loss of vision, then you need to visit an emergency room. These are symptoms that point towards ocular migraine which can cause blindness if they are not attended to by an expert. Such headaches are caused by sensitivity to flashing light, and bind spots in your field of view. A visit to the emergency room will help you to not only determine the exact cause of such migraines but will enable you get the much needed treatment. Ocular migraines are very painful. It almost feels like the eye is going to crack and you can’t even look at light directly. Contact an emergency room as soon as you start experiencing these headaches.

  1. Confusion and dizziness

Headaches accompanied by an overwhelming feeling of dizziness and confusion, should be a warning sign that something somewhere is a problem and you should see a medical practitioner in an emergency room as soon as possible. Headaches that last anything between 1 hour and a whole day which result in weakness, dizziness and confusion may be a sign of an even worse medical condition. Don’t let the headaches get the better of you, make a point of visiting an emergency room and explain in detail what you are feeling to the doctor. Accurate information will help him/her identify the exact problem and dish out the right treatment for the problem.

  1. Recurrent headaches

If you are taking medication but the headaches keep coming back, then you need to be warned. Especially if the headaches come in intervals of less than a week. This might be an indication of something else-possibly a stroke or even something worse. If the headaches are not responding to prescribed medication, then seek help from the nearest emergency room.

Never assume anything when it comes to headaches. You might be putting your life on the line by sitting on that persistent headache. Visit an emergency room and let them examine you and give you the required treatment for your headaches. Don’t let them affect the quality of life you are leading, head to an emergency room today and get medical help.

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